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Money Care - AI-Powered Personal Finance

New York City, United States

Money Care - AI-Powered Personal Finance
A.I
Pre-seed
Development
Full Nameesssssssssss
Connect
https://www.ibm.com/think/topics/artificial-intelligence
£ 200,584
10%
£ 300,001
20%
Make an Offer

Summary

AlphaWealth AI is democratizing sophisticated financial planning through FinGenius, an intelligent personal finance platform. Leveraging cutting-edge AI, FinGenius provides hyper-personalized budgeting, investment advice, and debt management strategies, making expert financial guidance accessible to everyone, regardless of their income level. We aim to empower millions of Americans to achieve financial wellness and secure their future.

Notable Achievements

  • Featured on "TechCrunch Disrupt" as a promising fintech innovator.
  • Secured strategic data partnership with a major financial institution, enabling robust data insights.
  • Achieved 85% accuracy in predictive financial modeling for short-term savings goals.
  • Beta Launch Success: Over 10,000 active beta users with an average engagement time of 20 minutes daily.
  • Recipient of the "NYC Fintech Innovator Award" 2025.

The Business

AlphaWealth AI operates a SaaS-based personal finance platform, FinGenius, which utilizes proprietary AI and machine learning to analyze user financial data, predict financial outcomes, and offer tailored advice. Our revenue model is primarily subscription-based, with tiered plans offering increasing levels of features and personalized support. We also offer premium add-ons for specific services like tax optimization or real estate investment analysis. Our platform integrates with various financial accounts (banks, brokerages, credit cards) with bank-grade security.

The Market

The US personal finance software market is experiencing rapid growth, fueled by increasing financial complexity and a desire for personalized solutions.

Objective/Future (Use of funds)

AI Model Training & Enhancement (45%): Invest in advanced machine learning algorithms for personalized financial forecasting, risk assessment, and automated investment recommendations. This includes acquiring more diverse and robust financial data se
The capital raised will accelerate the development and deployment of FinGenius across key market segments.
Talent Acquisition (10%): Recruit top-tier AI researchers, data scientists, and compliance experts to continuously innovate and ensure regulatory adherence.

The Team

Twinkle Enterpreneur - CEO & Co-founder
PhD in Cryptography and Distributed Systems, 15+ years experience in cybersecurity at NSA.
Bhavna Test - CTO
2+ years experience in blockchain architecture and cloud infrastructure at IBM.

Growth Roadmap

Our primary exit strategy is acquisition by a major cloud service provider, a large cybersecurity firm, or a technology conglomerate looking to incorporate decentralized and highly secure storage capabilities into their offerings. Potential acquirers could include Microsoft, Google, Amazon, Oracle, or even major defense contractors. We aim to establish a dominant position in the niche of secure, decentralized enterprise cloud storage, demonstrating significant recurring revenue and a strong patent portfolio, making us an invaluable acquisition target within 6-9 years. An IPO could be a long-term alternative if the decentralized infrastructure market matures significantly.

Uploaded Documents

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Join our team

Product Engineer

2%

To work directly with enterprise clients on integration.

PR Manager

1%

DevOps Engineers - Expertise in cloud security and scalable infrastructure.

Operations Manager

3%

Blockchain Developers - Strong experience with distributed ledger technologies and smart contracts.

£ 200,584
10%
£ 300,001
20%
Make an Offer

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